Most of us are very private about our personal and financial information, but it is important that we have it available to share with our possible caregiver. At the very least, they should have your Social Security number, doctor’s names and phone numbers, list of prescriptions, any allergies and insurance information. They should also have a copy of your medical and durable powers of attorney. All hospitals have blank copies of medical powers of attorney; if you don’t have one, get one and fill it out. A copy can be given to your family and family doctor and put one in your personal files.

All lawyers have a cost list for simple wills and durable powers of attorney. More complicated paperwork will cost more. These costs are well worth the money. If you are low income, Legal Aid is available. Check your phone directory, senior center or Council on Aging for information.

Many seniors have made arrangements to have one of their children’s names on bank accounts. This helps you if you are not able to do your banking due to ill health. Remember that both signers have access to the account and I have heard some “horror stories”. Also, in case of divorce situations, this account may be considered an asset to your child’s spouse. Talk to your bank officer for information to help you decide.

Do you and your possible caregiver know where important papers are kept? Insurance policies and information, banking, C.D.s, investment and income information should be in marked files, manilla envelopes or even just one drawer. Is there a long-term care policy or other supplemental insurance policies? Are there certain valuables that should be safeguarded?

Have you made advance or prepaid arrangements for a funeral? Make sure your family has access to this information. Many funeral homes have very helpful booklets on information needed and even estate planning. Ask for one and fill in the blanks on the forms.

Where will the money come from to provide for caregiving? What will your health insurance, long term care policy, Medicare cover? There are very strict guidelines and much non-medically needed care is not covered by Medicare and Medicaid. Some State assistance may be available if you are lower income

When a patient is being released from the hospital, a social worker is available to offer information and answer questions. Take advantage of this even if you have already made arrangements. Gather all information that could help if conditions change.

A helpful hint - it is much easier and faster to get into a rehab unit or nursing home from the hospital than from home. Once you go home and find more care is needed, your name goes on a list for an open bed and you may not get into a conveniently located facility. Hospital releases are taken first.